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Compare checking accounts

All
All Purpose
Custom
Earns Interest
Students & Kids

Filtering by:

Access Checking

Select Checking

Premier Checking

Student Checking

Opportunity Banking

Snapshot

A convenient full-service account with no monthly service fee¹ when you choose to receive online statements.

An interest-bearing account loaded with perks and discounts.

Exclusive account designed to reward you for your entire banking relationship with us

Easy-to-use first checking account for students under 18, to help establish sound money management practices.

An easy to use check-less account with a low opening deposit, low monthly fee, and no overdraft fees¹⁵.

Monthly Service Fee

$15

How to waive the fee

Fee is waived when you maintain one of the following:

EITHER maintain $10K average combined monthly balances in any combination of the following personal accounts: checking, money markets, savings, CDs, IRAs, installment loans, and lines of credit. Your mortgage balances with us are excluded from the combined balance calculation
OR maintain a mortgage from us with auto-debit.

Accounts are not automatically linked. Please notify your banker which accounts should be linked.

$25

How to waive the fee

Fee is waived with $25,000 or more in linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs) OR $50,000 or more in any combination of qualifying linked banking, brokerage (available through BOK Financial Advisors – excluding 529s and managed trusts) and 10% of loan balances.

Statement Fee

$3 or $0

How to waive the fee

Enroll in online statements to turn off paper delivery

$3 or $0

How to waive the fee

Enroll in online statements to turn off paper delivery

$3 or $0

How to waive the fee

Enroll in online statements to turn off paper delivery

Payment solutions

Online & Mobile Access
Bill Pay
Zelle®
Apple Pay, GooglePay™
and Samsung Pay⁵

Online & Mobile Access
Zelle®
Apple Pay, GooglePay™
and Samsung Pay⁵

Online & Mobile Access
Bill Pay
Zelle®
Apple Pay, GooglePay™
and Samsung Pay⁵

Earns interest⁶

Free Overdraft Protection Transfers⁷

ATM fee refund for out of network ATMs

Rate discount on personal loans with auto debit⁹

0.25%

Up to 0.35%

0.25%

Interest rate bonuses

0.05% bonus on linked Premier Money Market¹⁰

0.10% bonus on linked CD or IRA¹¹

Mortgage loan discount

$500 off mortgage closing costs¹²

Complimentary financial review with a BOK Financial Advisor³